Empire Financial Agency values referrals from clients, partners, and licensed professionals. Our referral program is designed to be simple, transparent, and fully compliant with state insurance regulations.
Referrals help us grow through trusted relationships. Whether you are a client, business partner,
or licensed insurance professional, we appreciate introductions that lead to long-term clients.
All referrals are handled by licensed insurance professionals, and compensation is structured
according to licensing status and applicable regulations.
Clients and non-licensed individuals may refer friends, family members, or businesses. As a thank-you, Empire Financial Agency may provide a referral appreciation in compliance with state regulations.
Licensed agents may receive commission-based compensation according to carrier, agency, and regulatory guidelines. All licensing and appointment requirements must be met.
Non-licensed individuals do not solicit insurance, provide insurance advice,
or receive commission-based compensation.
Referral appreciation is not tied to insurance advice or sales activity.
Licensed insurance professionals are compensated only in accordance with applicable
state laws, carrier agreements, and agency policies.
If you know someone who may benefit from working with Empire Financial Agency, we appreciate the introduction.