Referral Program | Empire Financial Agency

Referral Program

Empire Financial Agency values referrals from clients, partners, and licensed professionals. Our referral program is designed to be simple, transparent, and fully compliant with state insurance regulations.

How Our Referral Program Works

Referrals help us grow through trusted relationships. Whether you are a client, business partner, or licensed insurance professional, we appreciate introductions that lead to long-term clients.

All referrals are handled by licensed insurance professionals, and compensation is structured according to licensing status and applicable regulations.

Who Can Participate

Clients & Community Partners

Clients and non-licensed individuals may refer friends, family members, or businesses. As a thank-you, Empire Financial Agency may provide a referral appreciation in compliance with state regulations.

Licensed Insurance Professionals

Licensed agents may receive commission-based compensation according to carrier, agency, and regulatory guidelines. All licensing and appointment requirements must be met.

Referral Process
1. Submit a Referral Share the contact information of the individual or business you are referring.
2. We Handle the Insurance A licensed agent contacts the referral and manages all insurance discussions.
3. Appreciation or Compensation Referral appreciation or agent compensation is issued after coverage is bound, when applicable.
Important Compliance Information

Non-licensed individuals do not solicit insurance, provide insurance advice, or receive commission-based compensation. Referral appreciation is not tied to insurance advice or sales activity.

Licensed insurance professionals are compensated only in accordance with applicable state laws, carrier agreements, and agency policies.

Submit a Referral

If you know someone who may benefit from working with Empire Financial Agency, we appreciate the introduction.

Empire Financial Agency • Independent Insurance Agency
Referral appreciation and compensation subject to licensing status and state regulations.